Smarter, faster, safer cross-border money.
Send support home to Kenya or pay tuition in the US - move money instantly across 60+ countries with real exchange rates and zero hidden fees.
Check your rate in real time.
Three taps. Money's there.
Pick who & how much
Choose a recipient and amount, and see exactly what they'll get — before you pay.
Pay your way
Fund with your bank, card, or Appra balance — securely, in a couple of taps.
Money lands
Funds arrive in their bank, wallet or for cash pickup — usually in seconds.
Everything you need to send money home.
Say goodbye to marked-up rates and surprise fees. Track every transfer in real time through a modern app built for speed, clarity and total control.
Instant transfers
Most transfers settle in seconds, not days. Track every one in real time.
Real exchange rates
We use the mid-market rate with no markup — the rate you see is the rate you send at.
Bank-grade security
256-bit encryption, biometric login, and safeguarded funds keep your money protected.
Mobile money ready
Pay out straight to M-Pesa and other wallets, or to any bank account worldwide.
Multi-currency
Hold and convert dozens of currencies in one place, ready to send whenever you need.
Zero hidden fees
One clear fee shown upfront — often free. No surprises at checkout, ever.
From your phone
to their pocket.
Pay out to bank accounts, mobile money wallets, and cash pickup across Africa, Asia, Europe and the Americas — at the rate you actually see.
Smarter, faster & safer for life.
Everything you need to know about sending money with Appra. Still stuck? Our team replies in minutes, 24/7.
The rate you see is the rate you get.
“I sent rent money home to Nairobi during my lunch break. It landed before I finished my coffee. Appra just works.”
